Defaulting on loans from digital lenders seems to attract an unusual amount of nuisance, insults, and coercion from their recovery agents in Nigeria. In this detailed guide, we explore practical steps to protect oneself from such unethical harassment practices. Why Do Loan Apps Harass Debtors? While loan recovery is valid, the methods employed leave much … Read more
Loan apps have become quite popular in Nigeria as sources of quick loans for many. However, their practices have also received criticism due to privacy invasion and harassment of defaulters. A commonly asked question is regarding blocking one’s Bank Verification Number (BVN) from these lending platforms. In this detailed blog post, we explore this issue … Read more
Having the correct personal details linked to your Bank Verification Number (BVN) is important. What happens if there is a change in your name status due to marriage or other reasons? In this blog post, we will extensively explain how you can go about changing your BVN name in Nigeria. This is a frequently asked … Read more
Opening a bank account is one of the essential financial activities that every adult in Nigeria should carry out. It allows you to safely store your money, conduct banking transactions digitally, receive funds from relatives abroad, and more. However, having a Bank Verification Number (BVN) linked to your account is now compulsory according to Central … Read more
Having a bank account opens up financial access, yet obtaining a BVN presents challenges for some. This guide examines options and workflows for establishing a savings facility sans BVN while addressing limitations upfront. Why Pursue Banking Without BVN? Challenges around securing a valid BVN drive some exploration of alternatives, such as: Difficulty accessing enrollment centers … Read more
Having an upgraded bank account opens the door to more opportunities and financial flexibility. This guide provides an in-depth look at requirements, steps and tips for seamlessly enhancing your account tier in Nigeria. You’ll learn about the account tiers, required documents, upgrade processes in banks, and more. Frequently asked questions are also addressed to optimize … Read more
Having quick and easy access to your Bank Verification Number (BVN) is important for account management and online transactions. This guide provides a thorough look at the different options available on GTBank to check your BVN. You’ll learn about methods like USSD code, internet banking, contacting customer service, and more. Frequently asked questions are also … Read more
Having a bank account with upgraded limits allows for greater financial freedom and flexibility. This guide provides an in-depth look at upgrading accounts digitally without visiting branches. You’ll learn requirements, recommended steps, and helpful tips. Common queries are also addressed to boost clarity. By the end, upgrading key accounts for advancing needs will feel simple … Read more
As a student in Nigeria, having a bank account is essential for managing finances and building financial literacy. One of the most popular student accounts is GTBank’s GTCrea8 account. However, not all students have a Bank Verification Number (BVN) yet. This guide provides a detailed, step-by-step process to open a GTBank student account without a … Read more
Taking out loans from mobile lending apps has become increasingly popular in Nigeria. However, not all loan apps are transparent with how they deduct repayments. This guide explores effective ways to stop unwanted account deductions by predatory loan apps. From revoking app permissions and freezing accounts to changing login credentials – you’ll learn practical, actionable … Read more